If your business designs, manufactures, sells, or supplies physical products, you could be held legally responsible if one of those products causes injury or damage. Even with the highest quality control and safety standards, unforeseen issues can arise — and that’s where Product Liability Insurance becomes essential.
Product Liability Insurance protects your business against claims resulting from products that are found to be defective, unsafe, or unfit for purpose. This includes injuries caused by the product, damage to property, or illnesses linked to its use. Claims can come from anyone who has used or been affected by the product — not just the person you sold it to — which makes this type of cover vital across the entire supply chain.
Whether you’re a manufacturer, importer, wholesaler, distributor, or retailer, this insurance helps cover legal defence costs, compensation payments, and any related expenses. It ensures your business is protected financially and reputationally, giving both you and your customers peace of mind.
At NTI, we tailor Product Liability Insurance policies to the specific nature of your business and the products you work with — from consumer goods to specialised equipment and everything in between. Our experienced team will assess your risks, explain your obligations, and help you build a policy that truly protects you.
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Is especially important for manufacturers who produce goods for either consumer or industrial use, as they can be held directly responsible if a defect in their products leads to injury, illness, or property damage.
Play a crucial role in the product supply chain, moving goods from factories to retailers — and with that role comes responsibility. If a product is later found to be defective or causes harm, these businesses can be held liable, even if they didn’t manufacture the item themselves.
Suppliers carry significant responsibility, as they may be held legally liable for any defects or safety issues—especially if the original manufacturer is based overseas and cannot be pursued directly. This makes having robust Product Liability Insurance essential to protect against claims and ensure compliance with local regulations.
Whether through physical storefronts or online platforms—can be held liable if the products they offer cause injury or damage, even if they didn’t manufacture them. Product Liability Insurance helps safeguard these businesses from costly legal claims and reinforces customer trust in the safety and reliability of their offerings.
At NTI, we don’t just sell policies—we build partnerships.
Our service is built around what matters most to businesses seeking liability cover: flexibility, affordability, and dependable support when it counts.
No two businesses face the same liability risks — so why settle for a generic, off-the-shelf policy? At Network Trade Insurance (NTI), we take the time to truly understand how your business operates.
Whether it’s the nature of your services, the locations you work in, or the size and structure of your team, we carefully assess your unique exposures and design cover that fits, not just for today, but as your business evolves.
Network Trade are experts in every facet of liabiltiy insurance and have direct access to a vast network of insurance policies.
Our team searches exhaustively to find you the right policy at the best possible price, safeguarding you and your business against any unforeseen circumstances.
Phone: 01772 315192
Email: info@networktradeinsurance.co.uk
