At Network Trade Insurance (NTI), we offer comprehensive liability insurance solutions that safeguard your business from the financial and legal consequences of unexpected claims. Two of the most critical forms of cover for any business are Public Liability Insurance and Employers’ Liability Insurance.
Public Liability Insurance protects your business if a third party — such as a customer, visitor, or member of the public — is injured or their property is damaged as a result of your business activities. Whether the incident occurs on your premises or at a client’s site, this cover ensures you’re protected against claims that could otherwise lead to significant legal costs and compensation payments. It’s an essential form of protection for any business that interacts with the public in any capacity.
Employers’ Liability Insurance, on the other hand, is a legal requirement for most businesses that employ staff. It provides protection if an employee suffers an injury or illness as a direct result of the work they do for you. This cover not only ensures compliance with the law, but also gives your workforce the reassurance that they are protected. It applies whether your team is made up of full-time, part-time, or temporary staff, and helps cover medical costs, legal fees, and potential compensation.